Property insurance

Fire, averages of engineering systems and natural disasters – occurrence of these events can inflict immense and sometimes irreplaceable losses to company. Any used measures of fire and guard safety can decrease a probability of such events occurrence, however, a company can completely avoid circumstances of undesired events occurrence (losses) only by means of insurance.

Any property, that the Insured possesses on the right of property, economic management, day-to-day management, rent, or that is transferred a pledge, is subject to insurance, including:

• Buildings, constructions;
• Production and office equipment;
• Furniture and techniques;
• Goods in storage and sales area;
• Constructional materials;
• Houses, apartments, household property.

You may insure your property to the sum of its actual value as on the conclusion of insurance agreement.

Insurance provides good security of property and protects against additional expenses of recovery and repair of movable and immovable property damaged due to unforeseen situations:

• Fire, lightning, explosion;
• Falling of piloted aircrafts or their debris and subjects therefrom.
• Natural disasters – earthquake, storm, hurricane, tornado, flood, landslide;
• Fault of hot and cold water-supply, sewerage systems
• House-breaking, theft, robbery
• Other events

These situations can cause a suspension of working process, and hence considerable financial losses. Therefore JSC “IC “Kazkommerts-Policy” offers additional insurance of losses connected with business interruption. Conditions of insurance depends on the type of company’s activity.

Annual property insurance rate – from 0.2% to 2 of sum insured.

Amount of indemnity is determined to the extent of loss.