Compulsory ТPL of Dangereous Objects Owners
Compulsory third party Liability Insurance of the dangerous objects owners whose activity is connected with a danger to incur damage to third parties.
The Insurance is carried out on a basis of the Law of the Republic of Kazakhstan of 7 July 2004 No 580-II “On Compulsory Third Party Liability Insurance of the Dangerous Objects Owners whose Activity is Connected with a Danger to Incur Damage to Third Parties”.
The purpose of compulsory third party Liability Insurance of the dangerous objects owners is providing property interests protection of third parties, whose life, health and(or) property were damaged by hazardous factor of production, by means of indemnity payment.
Object of insurance is property interest of object owner whose activity is connected with a danger to incur damage to third parties, connected with his liability established by civil legislation of the Republic of Kazakhstan to reimburse damage incurred to life, health and(or) property of third parties by hazardous factor of production.
Insurance event is a fact of occurrence of third party liability of Insured (Assured) to reimburse damage incurred to life, health and(or) property by hazardous factor of production.
Minimum amounts of sum insured
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production exceeds 4000 people
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600 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 2000 people, but does not exceed 4000 people
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350 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 1500 people, but does not exceed 2000 people
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225 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 750 people, but does not exceed 1500 people
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115 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 300 people, but does not exceed 750 people
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50 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 150 people, but does not exceed 300 people
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30 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 75 people, but does not exceed 150 people
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12 000 MCI
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if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is more than 10 people, but does not exceed 75 people
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5 000 MCI
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for other declared hazardous productions, if the maximum possible quantity of the injureds in a result of detrimental effects of hazardous factors of production is not more than 10 people
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1 000 MCI
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Insurance rate is fixed in the limits of 0,72% till 2,02% from the amount of the sum insured.
Insurance premium is paid by one installment within 10 days after compulsory insurance agreement conclusion.
