No, it will not. Damage done by a driver to a motor vehicle driven by him/her and to its trailer car, as well as to the transported cargo, or installed equipment is not deemed insurance event and shall not be indemnified.

Yes, it is possible but during period of validity of a power of attorney or contract of lease. If the power of attorney or contract of lease expire during period of insurance agreement’s validity, the latter may be re-registered on the owner or repudiated by parties’ mutual agreement. A part of not used insurance premium (installments) shall be repaid on conditions stipulated by insurance agreement.

Insurance agreement shall be re-registered on the new owner or repudiated by parties’ mutual agreement.

Indemnity shall be paid to successors of Insured (Assured):
— in case of simultaneous death of Assured and Beneficiary;
— if Beneficiary dies previous to Assured’s death and the latter has not changed a regulation about Beneficiary;
— if Assured does not make a regulation about Beneficiary or cancels it during period of insurance agreement’s validity;
— if Assured points out in regulation that indemnity is to be paid to successors (without indicating the last names).

No, they won’t. Indemnity or sum insured shall be obtained by the Beneficiary appointed in regulations without regard to kin relations with Insured.

Motor vehicle may be insured on any sum not exceeding its actual (insurable) value. Actual value of a new motor vehicle is determined on the basis of sales organizations’ reference-account or their average retail prices. Sum insured of used motor vehicles is determined by an expert of insurance company in agreement with Insured depending on the year of issue and technical state of vehicles.

Yes, it is. At this indemnity will be paid in proportion to the sum insured, and in case of total loss or drive away of motor vehicle – in amount of the sum insured.