Kazkommerts-Policy +7 (727) 258-48-08
For Natural Persons

For legal entities

Peacekeeping and provision of financial support to your family – that is the meaning of life! Don’t complicate your life – JSC “IC “Kazkommerts-Policy” offers the various insurance programs which will ensure your calm life.

All risks surrounding you are subject to insurance:



  • Risk of property loss or damage

  • Risk of liability to third parties

  • Risk of health loss and financial losses due to treatment


Have you got any spare time to visit us?
Please use:

  • the service of agent call or,
  • the service of On-line police buying,
Insurance programs of JSC “IC “Kazkommerts-Policy” are a guarantee of your fortune!


Purchase of policy


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 Kazkommerts-Policy +7 (727) 258-48-08

Q&As

My daughter has entered an university in Sweden. For receiving of annual residence permit it is necessary full medical insurance, which is acceptable in Sweden, with limit of liability in EUR 30 000 for a year. Does your company offer such services?

Good day, we insure persons who travel abroad. For execution of insurance policy please call by 3 201 459 (in Almaty). Policy can be issued in our office at address: Kaztransgas building, Botanichecky boulevard, intersection of Yesentay river (former Vesnovka river) in department of medical insurance or in regional offices, telephone numbers and address of which are indicated on website.

Good day, in 2006 I received a mortgage in JSC “Kazkommertsbank” in Astana, insurance from temporary disability, invalidity, death was provided at the expense of bank. Credit payments are made according to the schedule, but I have not thought about a probation period. Is it really that insurance policy shall be re-issued each year? And What are the sanctions, if delay is a year? In case of insurance policy loss how can I prove a period of insurance? Is it possible to include amount of penalty in to sum of credit? I will very appreciate your for swift and full response, if it is really deserted, then I shall receive a new policy and make payment as soon as possible.

Good day,
Insurance agreement shall be issued every year (except the cases when at receiving of credit insurance agreement was concluded on the period of crediting);
You may receive insurance agreement on new period in limited service branch of bank at agent (representative of insurance company);
You may request an agent of bank about amount of penalty provisions and conditions of their payment. As it is bank sanction, but not insurance company;
In case of insurance policy loss, you may address to insurance company and receive a duplicate of policy or know a period of previous policy validity. Compulsory data: full name, TRN, identity card.

I have a deposit. Can I insure my deposit from inflation?

JSC “IC “Kazkommerts-Policy” does not insure the deposits from inflation.

Good day, I would like to create insurance agency and heard, than it is possible to buy license of insurance agency and to work on behalf of this agency. Is it true? Could you please provide more detailed information? What shall I do for this? And how? Thank you in advance.

Good day, a license for creation of insurance agency is not required. Insurance agent both individual person and legal entity (individual entrepreneur) has a right to sale insurance policies on behalf of insurance company on basis of trust agreement.

18, 18-1 articles of the Law of the Republic of Kazakhstan “On insurance activity”.

Good day! Last year I received a credit on car buying in JSC “Kazkommerts bank” and insured car in your company on amount of KZT 63 500. I would like to know what sum insured will be in this year. And can Insurers come for car insurance?

Good day. We provide the following information on your request:

1. Insurance policy may be issued in limited service branch of bank at address: Zhibek Zholy street, Kunaev street-corner. Execution is realized by insurance agent on the first floor.
2. Execution of policy has to be made in limited service branch for its simultaneous presentation to the bank (bank copy) for file and policy registration in bank base.
3. If last year sum insured was equal to actual value of motor vehicle and credit agreement was concluded also last year, then in this year sum insured is set in amount of 10% of last year’s sum. Extent of insurance premium depends on insurance program selected by you. A program can be selected at agent.

I received mortgage credit in JSC “Kazkommertsbank”. Temporary disability is indicated as insurance event in the policy of Borrower’s insurance. Is it possible to consider that a list of pregnancy and birth is related to this insurance event? If yes, what are my actions?

Insurance event under policy is an accident led to temporary disability, invalidity, death.

According to Law of the Republic of Kazakhstan “On insurance activity” insurance event is: “case occurred contrary to person’s will or sudden, short-term even caused as result of external mechanical, electrical, chemical and thermal influence on Assured’s organism entailed damage to health, including severe injury or death”.

Pregnancy is not to be considered as an accident. Therefore indemnity is not paid in respect of pregnancy.

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 Kazkommerts-Policy +7 (727) 258-48-08
For Legal Entities
Voluntary


Purchase of policy


Bonus-malus



For legal entities (voluntary insurance)



JSC “IC “Kazkommerts-Policy” is concerned about the prosperity of your business and provides the complex decisions in the field of insurance. We can not fully exclude the risks with which we face during our life, but we are ready to bear their material consequences.

The main purpose of JSC “IC “Kazkommerts-Policy” — to help the leader to create a complex system of risk management. That is why we developed the set of insurance instruments for each sphere of business.

We keep up with the times and are ready to develop new insurance programs individually for your business. At any time our skilled specialists make a risk evaluation and offer insurance product.

Insurance programs of JSC “IC “Kazkommerts-Policy” are a guarantee of your business success!
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